How To Make Extra Money For Christmas

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With the holiday season creeping up on us you might be starting to worry about how you’ll be able to afford it; it can often be an expensive time of the year for a lot of people.

Whilst it might be tempting and easy to just stick everything on a credit card, that’s not a great solution and could leave your finances in trouble come January.

One way to help your holiday spending budget is to try and make extra money for the holidays.

With a good few weeks left to go, there’s still enough time and plenty of ideas to make extra money for Christmas.

Related: 15 Tips For Christmas On A Budget >>

Simple Ways To Make Money for Christmas


Probably the quickest and easy way to make extra money for Christmas is to sell stuff you no longer need or want.

This is also a great way to make room for new stuff – especially if you have kids who will probably gain a whole host of new toys as gifts!

Having a declutter and sorting through your stuff will probably throw up quite a few things you can sell on to make some extra cash.

Some ideas of things you could sell:

  • Books
  • Clothes (baby and children’s clothes sell particularly well if in good condition)
  • Toys
  • Games
  • Furniture
  • Jewellery
  • Electronics
  • Household items

There are a few options of places you can sell online; whilst eBay is great, I always prefer to try other options first to avoid paying any fees. I find Facebook marketplace and local buy and sell groups the best as you can list for free and often find a buyer close enough to collect, avoiding the hassle and cost of shipping too.

Selling apps are a good shout too, Schpock and Depop are a couple that will let you list for free.

Selling tips:

  • Take the time to take good quality photos of your items as this will help them sell better.
  • List in multiple places to have more chances of selling
  • Be prepared to negotiate – people love a bargain and will try to knock the price down so have an idea in mind of what you’d be willing to accept.
  • Add incentives to encourage a faster sale – ie. Only $X if collected today!

Use paid surveys as a way to make extra money for the Christmas

For the last few years I’ve used surveys to make money to pay for my holiday and gift shopping. Whilst each individual survey doesn’t pay a huge amount, they all add up.

My best months taking surveys I’ve been able to make £200 ($250) and that’s just from taking them in my spare time or while I’ve been watching the TV.

The easiest sites to make money with surveys I’ve found to be:


With Swagbucks you earn points called sb which you can exchange for gift cards or cash payments into PayPal or Mastercards.


Prolific is an academic crowdsourcing site when you’re paid to take part in research studies.


InstaGC is a GPT site that has lots of different ways to earn, including taking surveys. You earn points which can be exchanged for cash or gift cards. 100 points is worth $1.

Populus Live

Populus Live pays £1 per 5 minutes of your time. Once you’ve accrued £50 of earnings, they send you a cheque.

Taking part in online research interviews and focus groups can be a great way to net some extra money for Christmas too – UserTribe and are the two platforms I’ve had the most success with – often paying good incentives for your time – I earned £70 in Amazon vouchers in half an hour once giving feedback on advertising for new children’s toys.

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Start a side hustle

Another way to build up some extra money for the holidays is to start a side hustle. There are so many different ideas you could consider.

If you’re creative you could make crafts and sell them on Etsy, or at local Christmas fairs and selling events. Jewellery creation is also a popular home craft if you have the tools for jewellery making.

Read more: See how this stay at home mum of 4 makes a full time income selling hand made crafts >>

Here are some ideas of homemade gift ideas to sell if you need some inspiration:

If you love dogs you could consider starting a dog walking service.

If you’re handy you could provide odd jobs.

If you have a spare room you could rent it out occasionally using AirBnb.

If you can drive and own a car you could drive for Uber.

Have a think about what you enjoy doing and what skills you have and then think of how to turn that into a money making activity.

For more inspiration have a look at these 47 money making ideas.

Now, just because you can make extra money for Christmas, doesn’t mean you should spend more than you need to, so take a look at these easy tips for a money saving Christmas.

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