the cash envelope system

Envelope Budgeting: The simple and convenient way to boost saving

Do you know that two-thirds of Americans couldn’t scrounge up $1000 in an emergency? (Source: money.usnews.com). Also 46% of them lack a rainy day fund to cover expenses for three months? (Source: usfinancialscapability.org.  These statistics suggest that Americans are not good at saving for retirement and emergencies. What they actually need is to make their personal budgeting more …

Envelope Budgeting: The simple and convenient way to boost saving Read More »

budget friendly ways to learn a new language

How to Pick Up a New Language Without Spending a Fortune

Learning a new language is the key to expanding your knowledge and boosting your career opportunities. However, most people get discouraged with the hefty fees charged by some tutors. Besides, some think that having tangible results is all about spending a fortune, which is never the case.  Thankfully, there are tons of tools today that …

How to Pick Up a New Language Without Spending a Fortune Read More »

the benefits of second hand clothes

The Benefits of Buying Second-Hand Clothes

The fashion industry is one of the most successful businesses in the whole world. Unfortunately, around 30% of clothes are never sold, yet fashion chain stores do not slow down the production pace. Therefore, instead of exacerbating the problem of consumerism, let’s take a look at alternative ways of shopping.  If you’re looking for uniqueness, you …

The Benefits of Buying Second-Hand Clothes Read More »

ways to save money with natural cleaning

Ways To Save Money With Natural Cleaning

Many household cleaners contain chemicals that can be harsh on the skin and potentially harmful for people, animals, and the environment. Fortunately, there are some great ways to save money with natural cleaning. Natural cleaning is often easier than people think. There are many wonderful natural products available on the market that are eco-friendly and …

Ways To Save Money With Natural Cleaning Read More »

Budget friendly ways to educate through play

3 Budget Friendly Ways To Educate Through Play This Summer

Child’s play isn’t all about having fun. By focusing on the right activities you can give your kids a source of entertainment and also teach them some valuable lessons.  But while you shouldn’t put a price on your children’s education, there’s no shame in working to a budget when finding ways to play that help …

3 Budget Friendly Ways To Educate Through Play This Summer Read More »