Do you know that two-thirds of Americans couldn’t scrounge up $1000 in an emergency? (Source: money.usnews.com). Also 46% of them lack a rainy day fund to cover expenses for three months? (Source: usfinancialscapability.org. These…
Food, bills, school uniform, clubs, more bills, classes, clothes, presents, childcare – the costs of general family life can quickly add up! Without a family budget, it can be easy to let…
Choosing a budgeting method is like choosing your favorite type of ice cream or toppings for your pizza. What appeals to your tastes may not work for someone else. A zero-based budget…
The first step to reaching any goal is to create a plan of exactly how you are to get there and then adjusting along the way. The same goes for your finances….
For most of us, our first experience of handling money was back when we were children, maybe when we started saving pennies in a piggy bank or when our parents started giving…
I know thinking about Christmas at this time of year feels all wrong, but really given the shocking statistics about how many people struggle financially over the festive period, being prepared can…
A new year often gets people thinking about new plans and setting new goals. Whilst there are tons of great ideas for resolutions to get fit, eat healthier or kick a bad…
With Christmas just around the corner, there’s no avoiding it. Trees are up, lights are on, carols are playing on the radio and preparations are in full swing, with people pulling out…
Are you tired of having too much month left at the end of your money? Want to break the cycle and learn how to stop living paycheck to paycheck? Today I have a guest…
It’s so easy to get to the end of the month, and wonder where our money has gone, even if we don’t feel like we’ve been spending much! Those little things we…