Hi, I’m Hayley
Mum of three and the person behind Miss Many Pennies.
I started Miss Many Pennies to share simple, practical ways to save money, organise a budget and make everyday finances feel a little easier to manage.
Like most families, we’ve had times where money needed a bit more attention. Looking more closely at our spending, finding ways to cut everyday costs and trying to make our income stretch further led me to learn a lot about budgeting and frugal living along the way.
Miss Many Pennies began as a place to share those ideas and the things that were working for us along the way.
Nothing extreme. Just simple ideas that make life a little easier.
The name comes from the old saying:
Look after the pennies and the pounds will look after themselves.
That simple idea is really the heart of Miss Many Pennies. Small choices with money can add up over time.
Spending a little less here, saving a little more there and making thoughtful decisions about everyday spending can make a huge difference.
What You’ll Find Here
On Miss Many Pennies I share practical tips for things like:
• reducing everyday spending
• budgeting and organising your finances
• saving money on groceries and household bills
• simple, affordable meals for families
• ways to earn extra money from home
• building better money habits over time
Most of the ideas shared here come from real experience managing a household budget and trying to make money stretch further for a family.
Since 2018 I’ve written more than 140 articles here covering different aspects of saving money and everyday personal finance.
Behind Miss Many Pennies
Alongside running Miss Many Pennies, I also write occasionally for Make A Difference Media, a site covering workplace wellbeing and employee health topics.
As seen in
Miss Many Pennies has also been mentioned in personal finance round-ups and articles including:
The Guardian . Clever Girl Finance . MoneyPantry . The Mini Millionaire . Family Budgeting
Start Here
If you’re new here, feel free to explore some of the posts on saving money, budgeting and everyday frugal living.
• How to Stop Being Broke
• Frugal Living Tips That Actually Work
• Easy Budgeting Strategies to Try Today
The content on Miss Many Pennies is based on personal experience managing household finances and learning practical ways to save money. It’s intended to share ideas and personal experience rather than provide formal financial advice.