How to Take Charge of your Financial Future

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How to Take Charge of your Financial Future

Most of us believe that we simply have to deal with life and can’t change our financial future. The legend of self-made men and women is something we can’t relate to. However, there are some small choices we can make to avoid becoming a victim of financial institutions and retailers. If you want to find out the secret of never paying full time and high interest ever again, read on.



Image via Philip Veater


Question Everything

If you are just about to invest money in your kitchen home improvement, you might want to get more than one quote. At least five will give you a good idea of what is out there. However, you can also utilise the knowledge of your friends and family members, even social media connections to save money on products, services, and packages. Instead of accepting the first price, work until you are satisfied that it is almost impossible to save more money.  

Check Ingredients and Learn DIY

When shopping for stain removers, cleaning products, or even cosmetics, pay attention to the labels. Some of the moisturisers might contain coconut oil, which can be bought cheap and turned into a natural product, with a bit of creativity. The main ingredient of stain removers is soda crystals, and you can pick up a big bag from your local household store for around a pond. Adding a scoop in every wash will be much cheaper than buying expensive branded items that have the same ingredient.


Use Price Comparison Daily

It is also a good idea to use price comparison apps and tools. If you are using Google Chrome, you can get some shopping extensions that will help you save money. In case you are addicted to shopping around while on the bus or train to work, you can get apps that will point out the best price on every item, including delivery and other costs.

Buy When It Is Cheap and You Can Afford To

The secret of being in charge of your finances is that you buy the items when they are cheaper and making purchases when you don’t have to take credit out. Exercise some self restraint and make sure that you don’t overspend. You can pick up a bargain thinking ahead. If you know that you will get your bathroom done, get some items before you start the work if they are on a sale.

Be the Perfect Customer

To get offered the best deals on credit cards, loans, car finance, or even better prices on your insurance, you will have to show the companies that you are a trustworthy customer. If you had trouble with loans and credit cards before, it might be a good idea to check out and find out how you can improve your credit score.


If you don’t want companies and retailers to dictate your lifestyle and determine what you can afford, it might be time to take control of your buying decisions and take advantage of the latest technology.

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