5 ways to celebrate the holidays without overspending

Five Ways to Celebrate the Holidays without Overspending

Ever get to January and find that you’ve massively overspent over the Christmas period and now regret it? This is a guest post by Sarah from Gift Ninjas and includes 5 great tips to help you stop overspending during the holidays. According to Andy Williams, the holidays are supposedly “the most wonderful time of the year, …

Save money overpaying your mortgage

How to Save Money in the Long Term by Overpaying on your Mortgage

Getting a mortgage is probably the most significant amount of borrowing that most people take on, and although varied depending on the length of the mortgage and the interest applied, the amount that we end up having to pay back is usually vastly more than the amount borrowed. If you have a mortgage, one of …

Piles of coins

Saving a house deposit when you’re a family

  Saving for a house deposit is quite a challenge, especially if you have a family and a lot of outgoings. This post is written by Gem, who blogs at www.yorkshiremumof4.com and includes some great hints and tips for saving up a house deposit as a family. We have 4 kids so believe me when I say that …

How to have a baby on a budget

How to save money and have a baby on a budget

Are you expecting a baby or planning to have a baby and wondering if you can afford it or how much it will actually cost? There are plenty of articles and research out there about what the cost of having a baby is, and the cost of raising a child. The problem is they mostly …

Should you give your children pocket money

Should you give your children pocket money?

My children are starting to get to that age now where they often want to buy things or ask for money, and we’ve been thinking about when it’s appropriate to start giving pocket money. There are so many things to think about though! What age to start giving it? How much should they get? Do …

Brexit and the implications for households

Preparing for a hard Brexit: What are the potential implications for your household?

All over the news at the moment is Brexit, and the potential effect it will have on the economy, immigration, and the country as a whole. What’s harder to figure out though, is what that actually means for the average family household. Regardless of whether you’re a Leaver or a Remainer, if recent reports are …

Eat well on a budget

5 steps to eat well on a budget

Living frugally and trying to save money usually involves making cuts to our budget, and can often mean making changes in how we spend money on food. But living (and eating!) on a budget doesn’t mean you have to compromise on having good, tasty meals. The post below is written by Araminta from Financially Mint, sharing …

Insurance, do you really need it?

Do you really need insurance?

Homes, cars, travel, contents, accessories, appliances, mobiles….there are so many insurance options you could take out, but what insurance do you really need? Insurance is one of those things where you can sometimes feel like you’re just throwing money away without ever getting anything in return, and it can make you reluctant to want to …