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How to be a frugal family

How To Be A Frugal Family

It’s often unfortunately the case, that as your family grows, your income does the opposite, being affected by things such as maternity pay reductions in salary, moving to live off one income or needing to pay childcare costs.  This can sometimes lead to a need to live a bit more frugally, to save money and …

creating a family budget

Quick Tips For Creating A Family Budget

Food, bills, school uniform, clubs, more bills, classes, clothes, presents, childcare – the costs of general family life can quickly add up! Without a family budget, it can be easy to let these costs run away from us. Even now, in these strange circumstances where we might not have all those extra expenses – for …

how to live frugally on one income

How To Live Frugally On One Income

Living frugally is all about making the most of your money, however limited it may be. It means being intentional with your spending and making careful financial decisions. If you’re a one income household, frugal living might be a necessity, rather than a choice, but either way, it doesn’t have to make life restrictive or …

How to teach kids about money

How To Teach Kids About Money

For most of us, our first experience of handling money was back when we were children, maybe when we started saving pennies in a piggy bank or when our parents started giving us pocket money. In fact, a study that came out of the University of Cambridge found that our money habits are actually formed …

How to have a debt free Christmas

How To Have A Debt Free Christmas

I know thinking about Christmas at this time of year feels all wrong, but really given the shocking statistics about how many people struggle financially over the festive period, being prepared can only be a good thing. For a lot of people Christmas is an expensive time of year, with extra money spent on things …